umbrella insurance henderson

Umbrella Coverage Is Key


Don’t risk a potentially lifelong financial crisis when there are options. Reach out today to learn more about the benefits of Umbrella Insurance in Henderson from Nevada Families Insurance.

Even if you’ve been careful to insure your home and your car, you could still be held liable for more than your home or auto policies cover. With personal umbrella insurance, you can give yourself an extra peace of mind and a greater level of liability protection. Nevada Families Insurance is dedicated to providing you with the highest level of protection giving you the coverage you need, when you need it.

What Is Umbrella Insurance And How Does It Work?

Umbrella insurance is liability insurance that supplements where primary insurance policies come up short. Accidents happen and unfortunate circumstances can occur, but with adequate coverage you can safeguard yourself from greater losses. Umbrella insurance in Henderson protects you along with your assets, wages, home, vehicles, investments and valuable possessions from the burden of a lawsuit.

Home insurance and auto insurance have a designated amount allowed for liability insurance. If a serious accident were to happen on your property or you were in a serious car accident, you run the risk of being sued for a greater amount of money than the liability coverage provided by a standard policy. Your policy will pay up to the amount allotted in your coverage, but the remaining amount will be your responsibility.

For example, your insurance policy provides $100,000 of liability coverage, but following an accident you are sued for $500,000. The policy will pay up to the $100,000 amount, but the remaining $400,000 will become your responsibility. Without the funds to cover that amount, you will be forced to liquidate your assets, losing valuable possessions and affecting your wages. However, if you were adequately covered with personal umbrella insurance, the remaining amount would be covered without a creating an even greater negative impact on your life.

Call Nevada Families Insurance today at (702) 830-0055 for a custom quote on umbrella insurance in Henderson, NV.

Personal Umbrella Insurance In Henderson

At Nevada Families Insurance, we offer umbrella insurance that will safeguard your property, your finances, and your peace of mind. You can choose policies with up to $5 million in additional liability coverage that go beyond the limits of your primary insurance.

Umbrella insurance helps to cover you in the event of:

• Bodily injury

• Property damage

• Libel

• Slander

• Wrongful Eviction

• Defamation of character

Umbrella insurance does require minimum primary insurance coverage limits including:

AUTO LIABILITY $250,000/$500,000 in bodily injury and $100,000 property damage

PERSONAL LIABILITY $300,000 comprehensive personal liability or homeowners


RENTAL OWNERS LIABILITY $300,000 up to four locations (not to exceed two units per location), total of eight units